SERVICES WE OFFER
Home Purchase Loans
Dreaming of owning a home? We offer a full range of mortgage options to help you get there. We simplify the mortgage process, offering clear guidance, competitive rates, and fast approvals — so you can focus on finding the perfect place to call home.
Primary Home Loans
Conventional, VA, USDA, and FHA loans to purchase a primary residence
Jumbo Home Loans
Luxury homes, w/ price exceeding conforming limits
Refinancing
Cash-out, Rate & Term Refinancing
Hard Money Loans for Investors
Need fast funding for your next project or investment property?
Our hard money lending options offer:
- No W2s, No Tax Returns
- No Bank Statements
- No Income Verfication
- Deferred Payment Options
- Quick Closings
- Competitive Terms
Fast and flexible funding for renovation projects.
Long-term financing for rental property investors.
Financing option designed specifically real estate investors.
Capital support for real estate developments.
Calculate your Mortgage
We help ALL people find their dream home!
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with per sonalized loan options that save you time and money.
Hi!
I’m Phaedrea, your Mortgage Professional…
I’m Phaedrea Watkins, a licensed Mortgage Loan Officer, Hard Money Broker and Realtor, dedicated to helping you buy, sell, and finance homes with confidence.
With licenses across all 50 states for mortgage services and in North Carolina and Florida for real estate, I offer expert guidance to ensure a smooth and successful experience.
Whether you’re a first-time buyer, seller, or seasoned investor, I’m here to make your real estate journey seamless and stress-free. Let’s get started today!
I believe that homeownership should be within reach for everyone!
Let's explore the journey to homeownership together and find the best mortgage options tailored to you and your family.
