Services We Offer
You know the home you want. We make it happen for your need.
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
Purchase Home Loans
Conventional, VA, USDA, and FHA
DSCR (Debt Service Coverage Ratio)
For real estate investors
Refinance
Cash-out, Rate & Term home refinances
Jumbo Home Loans
Price exceeding conforming limits
Calculate your Mortgage
We help ALL people find their dream home!
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with per sonalized loan options that save you time and money.
Hi!
I’m Phaedrea, your Mortgage Professional…
I’m Phaedrea Watkins, a licensed Mortgage Loan Officer and Realtor, dedicated to helping you buy, sell, and finance homes with confidence.
With licenses across all 50 states for mortgage services and in North Carolina and Florida for real estate, I offer expert guidance to ensure a smooth and successful experience.
Whether you’re a first-time buyer, seller, or seasoned investor, I’m here to make your real estate journey seamless and stress-free. Let’s get started today!
I believe that homeownership should be within reach for everyone!
Let's explore the journey to homeownership together and find the best mortgage options tailored to you and your family.
